Jamie McIntyre Homestudy Program

brought to you by learntoberich.com.au, a division of South East Funding

Jamie McIntyre
Success Coach,
Self Made Millionaire, Author, Entrepreneur, Philanthropist and Educator

Jamie McIntyre is currently authorised to provide general advice and dealing services in Derivatives, Deposit Products, Managed Investments and Securities (ASIC No. 321 315) and is an authorised representative of Romad Financial Services Pty Ltd (AFSL No 238 032)..

For Video on "Why Financial Education is now an absolute must in today's society" by Jamie McIntyre  click here

If it's that Simple to Become Rich and Successful, then Why isn't Everyone Rich?
Why is it that in wealthy, western countries like Australia, UK, United States, New Zealand, Canada and Western Europe, most people don't make it? For example, the World Bank once considered Australia to be the wealthiest nation on the planet per capita. Unfortunately, now the standard of living in Australia is decreasing for many rapidly, while a few are getting richer and richer.

With the wealth that still exists in our world today, why is it that so few people get to share in it? What is going on that limits us to sharing in only a fraction of the wealth, and what can we do about it?

When Jamie McIntyre was dead broke and sleeping on a friend's couch, he had time to contemplate his life and the world around him. Jamie was curious why there are some people who start with nothing and manage to become millionaires, while others, who seem much more intelligent, often with a higher education, yet in terms of financial success fail, their lives are filled with hard work and struggle.

What is the difference between those who succeed and those who don't? Is it a matter of luck that some people acquire great wealth? Perhaps these people buy more Lotto tickets, or they marry into money or inherit it. Or is there more to it than that?

Jamie McIntyre
Success Coach, Self-Made Millionaire, Successful Investor, Author, Entrepreneur, Philanthropist and Educator
Starting 15 years ago, Jamie McIntyre took less than 5 years to become a self-made millionaire. In the last 10 years as a world leading educator and success coach, he has touched the lives of over 225,000 Australians and New Zealanders, and now people worldwide, producing many millionaires in the process and helping thousands retire early. By using the same techniques as Jamie applied to his life, as taught in the 21st Century Academy from 20 of the Academy's selected speakers, you too can become financially free in a surprisingly short time.

SUCCESS STORY TESTIMONIAL

JAMIE, OVER THE YEARS, HAS HAD THE CHANCE TO MEET AND LEARN FROM EXTRAORDINARY TEACHERS AND SEVERAL BILLIONAIRES.

Jamie withTony Robbins& Sage Robbins at Grand Canyon
Jamie continually seeks out extraordinary people that have achieved tremendous business and financial success to learn more including billionaire Sir Richard Branson of the Virgin Group.

"Hi my name's Jason. I studied Jamie's Homestudy package 11 month ago, that's when I started. Using his share winning strategies, I replaced my income in 110 days, which now allows me to travel and do whatever I like with my time so I'm pretty happy about that. I look forward to learning more advanced share strategies and property strategies and I would recommend the homestudy package to anyone. All the information you need to start is in there. I actually started making money through trading shares even before I went to a live event because all the information was there. And it was great! Thank you." JASON S.

Dear Friend,
I want to ask you an extremely bold question.
What if you could take all the holidays you want, wherever you want, on the spur of the moment... pay off your mortgage in no time flat... send your kids to the best schools... update to a brand new car on a whim... surprise your family with outrageous gifts... own holiday homes in every part of the world... and become the hero of your 5 favourite charities. Without even breaking a sweat. And that's just in an average year!

I don't mean to tease you so crudely. It's just that I'm excited by the prospect of what I'm about to reveal. It sounds too good to be true, I know. But in the course of the next few pages, I intend to prove it to you.

I will show you how you can take advantage of this opportunity quickly, easily,
and without any risk. I'll demonstrate how others have been making 2 or 3 times what they were, in less time than you ever thought possible - and how to secure nearly $8,000 worth of bonuses FREE!

You'll get all the details in a moment. But first, let me introduce the man who can show you the way to true financial freedom.

Jamie McIntyre, only 15 years ago, found himself in an unenviable position - he was completely broke, in debt to the tune of $150,000, with no job, no prospects and sleeping on a friend's couch.

He came to realise that there must be some secret formula, some unknown strategies, that mean the difference between the average person working a 40+ hour week for their wage that is barely enough to pay the bills, and those elite few who have more money than they could ever need. He was determined to find out what that difference was, and to achieve Absolute Financial Freedom.

Within less than 5 years Jamie had succeeded - a self-made millionaire while still in his twenties! He was nominated for Young Australian of the Year in 1999 for his achievements. He decided this information should be widely available to everyone and co-founded 21st Century Academy. He has now educated more than 225,000 average Australians and New Zealanders, and now people worldwide from the United States, UK, Europe, India and Asia. You can be next, no matter where in the world you live.

You can take what he's discovered and make tens or hundreds of thousands of dollars...THIS year, no matter where in the world you live!

• How smart investors have replaced their income in 90 to 180 days without really having to work for it!
• How smart investors generate an extra $4,000 to $5,000 a month for less than 5 minutes work (it sounds unbelievable I know, but you'll actually see how it's done - can you really afford NOT to know this essential wealth-building information?)
• How smart investors score themselves some tax-free money LEGALLY! (Up to $35,000 p.a - yes this amazing strategy is totally legal and if you're not using it you could be missing out on money that is rightfully yours).
• How to think like a millionaire (because the funny thing is - when you change your thoughts, you change your results!)
• Why 93% of Australians and individuals in other wealthy Western Countries are either slaves to the bank or slaves to their jobs (usually both) - and how to make sure that this doesn't become your life story.
• Discover the wealth-building secrets that not 1 in 100 Australians know (let alone use) - this is privileged information normally only shared among the rich.
• How to easily donate $5,000 to your favourite charity in the near future (don't worry, you'll discover how others have earned 10 times that amount - so donating $5,000 will be an absolute pleasure).
• How Jamie (a very slow learner) went from having to bed down on a friend's couch (because he couldn't afford to rent) and $150,000 in debt... to living out every single dream he had in less than 5 years (and having more money - passive income than he'll ever know what to do with!)
• The silly little strategy that Jamie uses to figure out all of his money-making decisions (it's so simple... it works!)
• Why getting HIGH returns does not have to mean taking HIGH risks (and why the average person will never understand this without educating themselves financially).
• Why it could be positively dangerous to your wealth to ask a bank manager... accountant... or financial planner for advice on your money!

It's easy to get in on this deal

Or mail the form back to:

• Precisely WHY it's not actually in any bank's interests for you to know Jamie's advanced strategies for investing (and why they'd rather you "think" that investing was "difficult").
• Why Jamie is even bothering to share his most secret wealth building strategies with you (his true agenda revealed - and it has nothing to do with making money from you - he doesn't have to!)
• How smart investors make 'investing' their hobby (but a hobby that can return thousands of dollars or even replace your current income for a few hours a week).
• How to create both the lifestyle you want (Jamie takes 1 week holiday every 3 weeks - do you?)... and the wealth.
• Why 96% of people living in Western Countries end up dead or dead-broke by age 65. (Are you willing to make sure this doesn't happen to you? Why wait till you're 65 and ready to kick the bucket before you experience "the good life"? You could have it now... or at least very soon - Jamie will show you!)
• You've heard about it - but only Jamie shows you how it's really done - HOW TO MAKE MONEY WHILE YOU SLEEP!!
• The world's worst ways to accumulate wealth (don't believe the lies and smoke-screens that some banks and others have created - you have not been told the truth when it comes to investing for wealth).
• 5 Key skills to develop in life in order to enjoy a successful and happy existence.
• 8 Lightning Fast Ways to get some extra cashflow happening in your life (discover how some of our clients raised $15,000 in record time - money you can use to start investing NOW).
• How smart investors make $500 - $1,200 a month with virtually no risk. (Better than that - find out how they make up to $3,600 a month with less risk than whatever you're doing right now - yes they actually make money out of thin air!)
• Simple strategies smart investors use to get instant money flowing into their bank account EACH month!
• How smart investors do the opposite of what most people do on the stock market - and make an absolute fortune. Taught by licensed share speakers Jamie has arranged to present to you.
• Why smart investors NEVER rely on stockbrokers for advice on shares (unfortunately, this is so true).
• The amazing secret of "channelling" and how smart investors use it to earn a lot of cash on the stock market ... and very little effort, as taught by licensed share speakers.
• How smart investors minimise the risk of investing in shares (so that they can sleep easy at night - even if their shares go down... they don't have to worry!), as taught by licensed share speakers
• The incredibly simple way smart investors make money EVEN when their share prices go down!... as taught by licensed share speakers.
• Exciting investing strategies others have used to replace their income within 24 months... some even 12 months... and for some switched on people - just 3 months!
• How Jamie pays for holidays without using a cent out of his own pocket (this tricky little secret pays for skiing trip, island holidays, globe trotting - and it can do the same for you).
• You've heard of buying a house and RENTING it out? Well Jamie's licensed advisors will show you his latest techniques for RENTING SHARES OUT to make huge and instant profits.
• How smart investors can buy a $100,000 motor car (Mercedes Benz, BMW, Audi.... you name it) for virtually FREE! In fact, you can use this amazing secret to pay for a million-dollar home... expensive holiday... or to donate BIG money to your chosen charity! How would that make you feel!!

Could you get excited about earning an extra $5,000 a month doing not much more work than you're doing right now?

Can you see the value of understanding this exclusive information? Are you looking forward to taking control of your life, having the power to decide how much money you make...AND how much you work?

Doesn't it make sense to discover the income generating strategies that very few people know? (Only 4% of Australians and New Zealanders and those living in other wealthy western countries retire financially independent - don't you owe it to yourself to make sure that you're one of the few with the peace of mind of having as much money as you need?)

How important would it be to you to be able to provide an exciting future for yourself... your partner... and your family, where you have a lot of money coming in, for very little physical
effort, isn't this what you've always dreamt about?

If yes, then you must pick up the phone and order your 21st Century 5 Year Membership* Homestudy Program now. You'll be glad you did. The program comes with a 100% 90 day money back guarantee*. That's RISK FREE EDUCATION. What if the program was just half as good as we say it is. How much money will it cost you to not be doing these strategies!

BONUSES YOU'LL RECEIVE

• BONUS 1: I'll also give you something else valued at $34.95 each - 3 books by Jamie McIntyre including, "What I Didn't Learn At School But Wish I Had" , "What I Didn't Learn From My Real Estate Agent But Wish I Had" and "What I Didn't Learn From My Financial Planner But Wish I Had." Yours free as a thank you from me for you and your family... and filled with plenty of money making ideas. Remember, you can't become rich in your pocket until you become rich in your mind. And if you choose to simply order the Homestudy Program, Jamie will show you how to become rich, very rich. Call now, I look forward to despatching your Homestudy as soon as possible.
• BONUS 2: The Interney & Business Mastery Homestudy Program designed to help you make $4000 or more online within 12 to 24 months. Valued at $1,995.
• BONUS 3: Special DVD on "Additional Strategies" designed to maximise your cashflow from the sharemarket including insuring your shares. Valued at $129.
• BONUS 4: Access to extremely valuable Contacts including Licensed Share Brokers for renting out your shares that can support you monthly ongoing, plus access to 21st Century Finance Brokers who can get almost anyone finance along with Tax Minimisation Specialists. Learn how to trade CFD's, Forex Trading as well. Valued at $1,997.
• BONUS 5: 2 DVD's of a 3 hour seminar by Jamie McIntyre to share with family and friends the exciting strategies you'll be learning. Valued at $198.
• BONUS 6: A copy of the Wealth Creator Magazine covering strategies on self-made millionaires and how they created wealth.
• BONUS 7: Property Finance Review. Valued at $195, with one of our 21st Century Finance team who can get most members a loan for investing if you need their assistance.
• BONUS 8: 5 years of E-mail support any time you have a question.Valued at $997.*
• BONUS 9: 5 years free access to an Online Forum and 21st Century Social Network where you can ask all your questions and network with like-minded individuals. Valued at $997.*
• BONUS 10: Access to 21st Century Accounting to ensure you are structured correctly to minimise tax and protect your assets (some phone or in person sessions available for free but not guaranteed). Valued at $197.
  
• BONUS 11: Access to 21st Century Property Direct service for virtually no money down property deals.

Remember, there are only a limited amount of 21st Century Memberships being made available for $3,995 or $49 per week*. So you must register now. Incredible value when you think that amongst the many money strategies you will be given - you're going to find out a strategy that has helped many smart investors generate $3,000 a month or more within 90 days, using little of their own money and with limited risk compared to what they are currently doing! You can't get much better value than that! Above average investors can generate up to $5,000 to $15,000 per month from some of the instant cashflow strategies.

If you would like to join Jamie and his millionaire team of mentors in Australia, New Zealand, Fiji and proposed luxurious locations around the world then enrol into the 21st Century 5 Year Homestudy Membership*. You automatically qualify as a 21st Century Homestudy Member for a ticket to these events any time in the next 5 years. You'll receive the following additional bonuses already included.

* The normal 21st Century Homestudy Membership is generally 2 years. To qualify for the 21st Century 5 year Membership, including bonus 17 and 18, you simply have to nominate the 4 Day Education For Life event you wish to attend within 30 days of enrolling and attend one within 12 months from the time you enrolled. Otherwise your membership will be covered for 24 months only.

Crowne Plaza, Auckland, NZ 7th -10th November, 2008	Gold Coast Convention Centre, Gold Coast, Australia 28th November - 1st December, 2008
Fiji, Venue TBA 6th - 9th February, 2009	Perth, Australia 15th - 18th May, 2009
Brisbane, Australia TBA May, 2009	Millennium Hotel, Queenstown, NZ 19th - 22nd June, 2009

SUCCESS STORY TESTIMONIAL

PLUS ADDITIONAL FREE BONUSES

• BONUS 12: Brand New DVD Interview with a self-made millionaire. Jamie was on Foxtel's Sky Business Channel "Your Money Your Call" where people could ask financial questions live on air. Just released, this one hour program is packed with valuable questions & answers. Valued at $97.
• BONUS 13: A ticket for you worth $1,995 to attend the Internet & Business Mastery Seminars held several times a year in Australia and New Zealand. Value $1,995.
• BONUS 14: Free ticket for a teenager to attend the 4 Day Education for Life Seminar and Internet & Business Mastery Seminar. Can be your son, daughter or next door neighbour, it doesn't matter, as long as they're 19 or younger. Value $997.
• BONUS 15: Celebration drinks at the end of the 4 Day Education for Life live event so you can not only network with fellow graduates but mix and mingle with the speakers. Value $27. Note: there will be several brand new speakers at the 4 Day Seminar for the first time that you don't want to miss out on learning from including some great new legal ways to get some of your tax money back. This will more than pay your tuition alone.
• BONUS 16: Additional Bonus Day session the last day of the 4 Day Seminar, with some guest speakers for no extra,valued at $997.
• BONUS 17: Unlimited revisits to the 4 Day Education for Life Seminar for the next 5 years, valued at $2,995*.
• BONUS 18: Unlimited revisits to the Internet & Business Mastery Seminar for the next 5 years, valued at $2,995*.
• BONUS 19: Buy shares at a significant discount making significant instant profits and access deals only high net worth clients are normally provided with. This special bonus provides you with 30 days free subscription to the 21st Century Investor Newsletter where you can access select ASX listed shares at a substantial discount. Valued at $600 but worth potentially tens of thousands a year in profits.
• BONUS 20: Enrol inside the next 21 days and you'll receive a free Spouse ticket to attend any 4 Day Education For Life Seminar, valued at $1,995.
• BONUS 21: The 21st Century Membership now includes an additional homestudyvalued at $1,995 for free on top of the existing bonus of the 3 day live Internet and Business Mastery Seminar held in numerous locations yearly.
  This additional bonus is the Internet and Business Mastery Homestudy which includes over a dozen Internet and Business entrepeneurs sharing their secrets to online and business success.
  * Members receive the Internet and Business mastery Homestudy worth $1,995 when they attend the Internet and Business Mastery live seminar available to 21st Century Members to attend and revisit unlimited times over the 5 years of your membership. If you are unable to attend the live seminar you can have the Internet and Business Mastery Homestudy shipped to you for the small Member's reduced non refundable fee of $295 plus $45 postage and handling.
• BONUS 22: Free Financial Consultation. Learn how to borrow up to 100% in the share market but have capital protection to protect your portfolio.
  Not only will you learn how to do this strategy yourself but if you'd like it done for you then as a member you'll receive a free consultation in person in most capital cities or via the phone with our licensed financial investment managers.
• BONUS 23: As a 21st Century 5 year member you invest a once off fee and can attend unlimited seminars as many times as you like.
  

There is no other educational program that adds so much value over 5 years for the investment that's less than a single course with many competitors.

Seminars currently included in the 21st Century 5 Year Membership are:

4 Day Education For Life Program
Held in multiple locations including most Australian capital cities and also in New Zealand and Fiji.

The core program of 21st Century and an absolute must attend event. Once you attend this program you then qualify to attend all of the following programs any time within your 5 year membership and as many times as you wish. Click here to read more about the 4 Day Program.

Internet and Business Mastery Seminarheld over 3 days in multiple locations.

Property and Finance Mastermind 2 Day Seminarwhere you learn how to build a portfolio of ten or more properties in ten years or less.

Women's Academy 2 day event
* For female Member's or female spouses

Current Bonus Programs Available to Members for free
Also available to receive as a Homestudy Program to study at home for the reduced Member rate of $295 each.
*Subject to change

RPA Time Management Seminar - Time rich seminar on how to create millionaire lifestyles without having to become a millionaire.

Public Speaking Program

Sales and Marketing Program

Share Renting One Day additional Member training seminar*

Option Trading for beginners One Day Seminar*

2 Day NLP Seminar*

* Note currently available on homestudy

HOW TO BRING A FRIEND TO A 21st CENTURY 4 DAY EDUCATION FOR LIFE EVENT

We are releasing an exclusive guest pass for you to invite a friend and their spouse to attend our 4 Day Education For Life Event with you when you enrol to become a 21st Century Homestudy Member*. This is a gift to you for becoming a 21st Century Homestudy Member and to assist you in your commitment to creating an extraordinary quality of life in the 21st Century.

For the first time ever we have managed to convince Jamie McIntyre to allow new 21st Century Homestudy Members to participate in an amazing opportunity, that is to give a special friend and their spouse attendance to any of the upcoming 21st Century 4 Day Education For Life Events, worth $2,995 for your friend and $1,995 for their spouse, tickets totalling $4,995.

To qualify you must enrol as a 21st Century Homestudy Member and book into a 4 Day Education For Life Event within 21 days. Book now so you qualify to invite a friend and their spouse at no charge. This offer is exclusive to those new members who choose to pay for their enrolment in full or via our 4 month payment plan option, or existing members who attend or have attended a 4 Day Event.

HERE'S A PREVIEW OF WHAT YOU'LL LEARN

Jamie McIntyre - DVD Preview Pt1

Jamie McIntyre - DVD Preview Pt2

Yes, ENROL ME NOW!I want to be one of the exclusive group of people who discovers how to make their dreams a reality through discovering the investing strategies of the wealthy. I can't wait to watch this amazing event; to hear how it is possible for investors to earn significant profits starting almost immediately. Please also set aside my SPECIAL BONUSES and send my 2001/2006 Homestudy to me for only $3,995 + $45 P&H or $49 per week*, plus include my 24 months of support* plus a free Spouse Ticket to attend a 4 Day Education For Life Seminar valued at $1995 if I enrol in the next 21days. Also included are the 4 Day Education for Life Seminar Ticket Bonuses: therefore I'll receive a 4 Day Education for Life Adult Seminar Ticket valued at $2,995, plus a 4 Day Teenage Ticket valued at $995 and 1Internet & Business Mastery Seminar Ticket worth. The Homestudy also includes the Gold Coast March 2006 Seminar recordings.Also if you enrol inside the next 21 days, you'll receive a Free Spouse Ticket to attend our 4 Day Education for Life Seminar, valued at $995.

* There may be a small administration fee charged to cover some costs when you revisit the seminars within the 5 years. However the normal $AUD995 revisit fee is waived as part of your 5 Year Membership bonuses.

Enrol online now from $AUD49 per week

Yes, ENROL ME NOW! I want to be one of the exclusive group of people who discovers how to make their dreams a reality through discovering the investing strategies of the wealthy. I can't wait to watch this amazing event; to hear how it is possible for investors to earn significant profits starting almost immediately. Please also set aside my 19 SPECIAL BONUSES valued at $AUD20,437.95 and send my 2001/2006 Homestudy and Advanced Fiji Homestudy to me for only $AUD3,995 + $AUD45 P&H or $AUD49 per week*, plus include my 24 months of support* plus a free Spouse Ticket to attend a 4 Day Education For Life Seminar valued at $AUD1995 if I enrol in the next 21days. Also included are the 4 Day Education for Life Seminar Ticket Bonuses: therefore I'll receive a 4 Day Education for Life Adult Seminar Ticket valued at $AUD2,995, plus a 4 Day Teenage Ticket valued at $AUD995 and 1 Internet & Business Mastery Seminar Ticket worth. The Homestudy also includes the Gold Coast March 2006 Seminar recordings. Also if you enrol inside the next 21 days, you'll receive a Free Spouse Ticket to attend our 4 Day Education for Life Seminar, valued at $AUD1995.

PAYMENT OPTIONS FROM $AUD49* A WEEK. 100% MONEY BACK GUARANTEE

OPTION 1- 21ST CENTURY HOMESTUDY 5 YEAR MEMBERSHIP

	$AUD3,995 x 1 Full Payment
	$AUD1,145 x 4 months ($AUD4,580) or
	398 x 11 months + $AUD398 deposit ($AUD4,776), or
	$AUD199 x 29 months + $AUD199 deposit ($AUD5,970) (Less than $AUD49 per week)

4 DAY EDUCATION FOR LIFE SEMINARS*
It is essential that you register which 4 Day Event you are likely to attend immediately after enrolling or within 30 days as this extends your Membership form 2 years to 5 years for free and gives you free unlimited seminar revisits for 5 years.

To select which 4 day event you would like to attend click here You can change from one event to another at no charge by giving at least 14 days notice prior to the event. We recommend that you register for your seat As Soon As Possible - first come first served and you will receive far greater value from the program the sooner you attend the 4 day event. To change your event, please email seminars@21stcenturyacademy.com

• Auckland, New Zealand - Crowne Plaza Auckland - 7th - 10th November, 2008

• Gold Coast, Australia Gold Coast Convention Centre - 28th Nov - 1st Dec, 2008

• Fiji - Venue TBA - 6th - 9th February, 2009

• Perth, Australia - Sheraton Perth Hotel - 15th - 18th May, 2009

• Brisbane - Venue TBA - Dates TBA May, 2009

• Queenstown, New Zealand - Millennium Hotel - 19th - 22nd June, 2009

* The normal Homestudy Membership is generally 2 years. To qualify for the 5 year Membership, including bonus 17 and 18, you simply have to nominate the 4 Day Education For Life event you wish to attend within 30 days of enrolling and attend one within 12 months from the time you enrolled. Otherwise your membership will be covered for 24 months only.

TRY BEFORE I BUY OPTION - only available to Australian residents
Please send me both Homestudy courses. In trying it before I buy, I realise I won't be charged for full payment or payment plan for 30 days, except for $45 postage and handling, plus $75 insurance fee up front and I have 30 days in which I can cancel and pay no more if I'm not happy. (Must submit credit card details for this option and it will be processed for first installment & deposit in 30 days if I don't cancel or I can elect to pay in full at this time). By taking this option you forfeit the 90 day refund option and if you don't cancel inside your 30 days then you agree to purchase the program as per the agreement. To receive the 90 day refund period select OPTION 1 on the previous page of this form instead (you must return the programs to receive your refund). (Only available to Australian residents).

General Advice Warning

The contents of this website have been prepared without taking account of your objectives, financial situation or needs. Because of that you should, before taking any action to acquire any of the educational products mentioned on this website you should consider whether that is appropriate having regard to your own objectives, financial situation and needs.

You should obtain your own independent advice relating to the relevant financial product mentioned on this website (which contains full details of the terms and conditions of the relevant educational product) and consider it before making any decision about whether to acquire the educational product.

Disclaimer

21ST CENTURY ACADEMY 5 YEAR HOMESTUDY MEMBERSHIP TERMS AND CONDITIONS / REFUND POLICY:

The Homestudy program comes with a 100%, 90 Day, Money Back Guarantee, no questions asked for clients in Australia, New Zealand, UK, Canada and the USA. Clients outside of these countries do not get a refund. If you attend the 4 Day Education for Life Seminar, for free, inside your 90 day refund period then it expires by the end of the second day of the seminar as opposed to the normal 90 day period. $45 Postage & Handling fee is payable for all orders & is non-refundable. Product will generally be shipped within 24 to 48 hours of receiving your order. Allow 10 to 21 days for it to arrive no matter where in the world you live. Prices are charged in Australian dollars for all countries. If you receive a refund, you are not entitled to use the Contacts provided as they are only provided for paying 21st Century Homestudy Members. ‘Try Before I Buy Option’ incurs $45 Postage & Handing fee plus, $75 insurance fee charged up front which are non-refundable. This allows me to try the course for 30 days before my credit card is processed for full payment or payment plan option. I realise I can cancel in writing inside 30 days and pay no course fees on the condition that I return the programs in reusable condition. The 'Try Before I Buy' option is non-refundable after the 30 day period. Tuition for a 4 Day Education for Life Seminar and all other seminars does not include airfares, accommodation or meal expenses. Debtor’s fees will apply for customers who default on payments and are sent to the Debt Collector. The primary presenter of the 21st Century Academy Pty Ltd series of seminars, Jamie McIntyre is an employee of 21st Century Investment Services Pty Ltd and an authorised representative of Romad Financial Services Pty Ltd (AFSL No 238 032). Jamie has been certified by Romad as being qualified in the areas of derivatives, securities and managed investment products. He is currently authorised to provide general advice and dealing services in Deposit Products, Managed Investments and Securities (ASIC No. 321 315). 21st Century is a corporate authorised representative of Romad and is currently authorised to provide general advice and dealing services in Deposit Products, Managed Investments and Securities (ASIC No. 321 314). Any information presented in this document is given purely as illustrations and should not be construed as specific investment recommendations. The laws relating to investment, taxation, benefits, and the handling of money are constantly changing and are often subject to changes in government policy. Whilst every care has been taken to ensure the accuracy of the material contained herein at the time of publication and presentation, neither the author, presenter, promoters nor the publishers will bear any responsibility or liability for any action taken by any person, persons or organisations on the purported basis of information contained in the document herein. Without limiting the generality of the foregoing, no person, persons or organisations should invest monies or take other action on reliance of the material contained herein but instead should satisfy themselves independently (by seeking expert advice or otherwise) of the appropriateness of any such action. If you are an Australian Resident and receive the $3,000 4 Day Ticket as part of your 5 year Homestudy Membership then GST is only included for 25% of the fee, as 75% of it is for the 4 Day Seminar which is held overseas, thus an export sale being not subject to GST. For New Zealand Residents the entire fee is not subject to GST, due to it being an export sale. Jamie McIntyre and 21st Century Academy Pty Ltd and associated companies or agents do not in any way purport to run a financial services business nor provide any financial product advice, or general or specific financial advice except those businesses' that are appropriately licensed. Any general financial advice or financial product advice is only provided by licensed individuals who hold all the appropriate licensing required by ASIC for events held within Australia.

1. Default & Consequences of Default

1.1 Interest on overdue invoices shall accrue daily from the date when payment becomes due, until the date of payment, at a rate of two and one half percent (2.5%) per calendar month and such interest shall compound monthly at such a rate after as well as before any judgment.

1.2 If the Buyer defaults in payment of any invoice when due, the Buyer shall indemnify the Seller from and against all costs and disbursements incurred by the Seller in pursuing the debt including legal costs on a solicitor and own client basis and the Seller’s collection agency costs.

1.3 Without prejudice to any other remedies the Seller may have, if at any time the Buyer is in breach of any obligation (including those relating to payment); the Seller may suspend or terminate the supply of Goods to the Buyer and any of its other obligations under the terms and conditions. The Seller will not be liable to the Buyer for any loss or damage the Buyer suffers because the Seller has exercised its rights under this clause.

1.4 If any account remains overdue after thirty (30) days then an amount of the greater of twenty dollars ($20.00) or ten percent (10.00%) of the amount overdue (up to a maximum of two hundred dollars ($200.00)) shall be levied for administration fees which sum shall become immediately due and payable.

1.5 Without prejudice to the Seller’s other remedies at law the Seller shall be entitled to cancel all or any part of any order of the Buyer which remains unfulfilled and all amounts owing to the Seller shall, whether or not due for payment, become immediately payable in the event that:

(a) any money payable to the Seller becomes overdue, or in the Seller’s opinion the Buyer will be unable to meet its payments as they fall due; or

(b) the Buyer becomes insolvent, convenes a meeting with its creditors or proposes or enters into an arrangement with creditors, or makes an assignment for the benefit of its creditors; or

(c) a receiver, manager, liquidator (provisional or otherwise) or similar person is appointed in respect of the Buyer or any asset of the Buyer.

2 Privacy Act 1988

2.1 The Buyer and/or the Guarantor/s agree for the Seller to obtain from a credit reporting agency a credit report containing personal credit information about the Buyer and Guarantor/s in relation to credit provided by the Seller.

2.2 The Buyer and/or the Guarantor/s agree that the Seller may exchange information about the Buyer and the Guarantor/s with those credit providers either named as trade referees by the Buyer or named in a consumer credit report issued by a credit reporting agency for the following purposes:

(a) to assess an application by Buyer; and/or

(b) to notify other credit providers of a default by the Buyer; and/or

(c) to exchange information with other credit providers as to the status of this credit account, where the Buyer is in default with other credit providers; and/or

(d) to assess the credit worthiness of Buyer and/or Guarantor/s.

2.3 The Buyer consents to the Seller being given a consumer credit report to collect overdue payment on commercial credit (Section 18K (1) (h) Privacy Act 1988).

2.4 The Buyer agrees that personal credit information provided may be used and retained by the Seller for the following purposes and for other purposes as shall be agreed between the Buyer and Seller or required by law from time to time:

(a) provision of Goods; and/or

(b) marketing of Goods by the Seller, its agents or distributors in relation to the Goods; and/or

(c) analysing, verifying and/or checking the Buyer’s credit, payment and/or status in relation to provision of Goods; and/or

(d) processing of any payment instructions, direct debit facilities and/or credit facilities requested by Buyer; and/or

(e) enabling the daily operation of Buyer’s account and/or the collection of amounts outstanding in the Buyer’s account in relation to the Goods.

2.5 The Seller may give information about the Buyer to a credit reporting agency for the following purposes:

(a) to obtain a consumer credit report about the Buyer; and/or

(b) allow the credit reporting agency to create or maintain a credit information file containing information about the Buyer.

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